854 lessons · included

Homeschool Personal Finance Curriculum

152 chapters and 854 lessons, K-12, written by our faculty and included in every plan. Already own a Personal Finance book? Send us its table of contents and we schedule and grade it exactly like ours.

THSF Personal Finance

Included

Written by our faculty · applied + decision-based

Grades
K-12
Chapters
152
Lessons
854
Time per day
20-25 min
Cost

Included in your subscription — every grade, every lesson, for every kid on your account.

Nothing extra to buy, and no per-child or per-subject fee.

How it teaches

  • Begins with coins in Kindergarten and ends with credit, tax and compounding — the run-up matters more than a single senior-year course
  • Teaches the decisions, not a product: what debt costs, what interest does over time, how a paycheck is actually reduced
  • Meets the personal-finance graduation requirement a growing number of states now have
Who it fits
Families who want money handled as a real subject across the years rather than one unit before graduation

Already bought Personal Finance? Bring it with you.

Most families arriving here already own something. You do not have to throw it away to use Homeschool Factory, and you do not have to choose between it and ours. Tell us the Personal Finance book you have and we turn it into a real, scheduled course — the same lessons, planner and records everything else here runs on.

How it works

  1. Step 1
    You show us the contents page

    A photo of the table of contents is enough — the page at the front listing the chapters and units. Title and edition works too.

  2. Step 2
    We read it chapter by chapter

    We scan that contents list and turn each chapter and section into real lessons, in the order the book teaches them, at a pace that fits your year.

  3. Step 3
    It runs like anything else here

    Scheduled into the planner, ticked off per kid, and counted in your records exactly like a course we wrote ourselves.

Included in every plan. No limit on how many books you bring, and no extra charge per book or per child.

Personal Finance programs families bring us

If yours is on this list, it works. If it is not, it almost certainly still works — these are just the ones we see most.

  • Foundations in Personal Finance the high-school personal finance course
  • Next Gen Personal Finance the free NGPF course materials and games
  • Money Matters for Teens the teen budgeting workbook
  • The Uncommon Cents Project the money-skills unit study

We are not affiliated with any of these publishers, we do not sell their books, and nothing here is a ranking of them. They are listed because a family may already own one.

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We are not affiliated with any publisher named on this page, we do not sell their books, and nothing here ranks or rates them. They are listed because a family may already own one and we can bring it in. We deliberately quote no prices for them — those change, and a stale figure of ours is worse to a parent than no figure at all. Everything described as “Included” is our own work and is covered by one subscription, for every subject and every child on the account.